A mass-market consumer financial industry was emerging by the middle of the 20th century.

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A mass-market consumer financial industry was emerging by the middle of the 20th century. One hundred years back, when a mass marketplace for credit rating would not yet exist, underground purveyors of credit rating started initially to emerge, and a number of dilemmas ensued. “Salary lenders” offered loans that are one-week yearly portion prices (APRs) […]